The Saldazo OXXO credit card is a simple solution for those without a traditional bank account. It allows users to easily manage money, make purchases, and withdraw cash.
This article explains how to order the card online, step by step. Get started quickly with a reliable tool for your everyday finances.
Overview of the Card and Its Partnership
The Saldazo card is a debit card created through a partnership between Citibanamex and Visa. It provides a secure way to manage money for those without a bank account.
The card can be used for purchases, cash withdrawals, and online payments. It’s accepted at OXXO stores and anywhere Visa is recognized.
This partnership makes it reliable and easy to access across Mexico. The card is simple to get, affordable, and widely trusted.
Eligibility and Requirements
Anyone looking for an easy financial tool can apply. You only need to meet basic conditions to qualify.
Criteria for Applying
To get the Saldazo card, you must be at least 18 years old. It’s available to Mexican residents who have proper identification.
No prior bank account or credit history is needed, making it accessible to many. The card is ideal for managing day-to-day expenses or sending money.
It’s designed for those who want a simple alternative to traditional banking. You can apply easily at any OXXO store or through Citibanamex services.
Necessary Documentation and Identification
To apply, you’ll need a few basic documents. Here’s what you should prepare:
- Official ID: Valid government-issued identification (INE or passport).
- CURP: Personal Unique Population Registry Code.
- Phone Number: This is for account verification and updates.
- Cash: A small fee (around $50 MXN) to cover card issuance costs.
- Email Address: Optional but helpful in receiving updates.
These documents ensure you meet the requirements and help verify your identity quickly.
Step-By-Step Guide to Ordering Online
Ordering the card online is quick and straightforward. Follow a few simple steps to complete the process.
How to Order the Card Online?
You can apply online through Citibanamex’s official platform or app. Here’s a step-by-step guide:
- Download the Citibanamex App, which is available on Android and iOS devices.
- Register Your Information: Enter your details, including your name and CURP.
- Verify Your Identity: Use your official ID for quick verification.
- Choose Your Card Option: Select the Saldazo card from the available options.
- Pay the Issuance Fee: Use a debit card or accepted payment method to finalize.
- Activate Your Card: Follow the instructions to complete activation after receiving it.
These steps make ordering the card online simple and efficient.
Enrollment and Activation Process
After ordering, the next step is activation. Once you receive the card, follow the instructions provided.
Activation can be done through the Citibanamex app or by calling their support line. You must verify your identity using your ID and phone number again.
Set up a secure PIN for purchases and withdrawals. Once activated, you can start using it immediately. The process is quick and ensures the card is ready for all transactions.
Benefits of the Card
The card provides a convenient way to handle daily financial needs. It comes with multiple advantages for users.
Advantages of Using the Card
Here are the key benefits you can enjoy:
- Make purchases at OXXO stores and anywhere Visa is accepted.
- Withdraw cash at ATMs or participating stores.
- Deposit funds easily at OXXO locations.
- Use it for online payments and subscriptions.
- Manage expenses without needing a bank account.
- Affordable and accessible for everyday use.
These features make the card a flexible option for your finances.
Linked Services and Mobile App Features
The card works seamlessly with the Citibanamex app. Here’s what you can do:
- Check your balance anytime through the app.
- Monitor transaction history and spending.
- Transfer money to other Citibanamex accounts.
- Pay bills and services directly through the app.
- Receive account alerts for added security.
- Easily block the card if it’s lost or stolen.
These features ensure better control and convenience for users.
Charges and Interest Rates
The card has minimal costs, but you need to know the details. Fees apply for certain services.
Fees for Card Issuance and Transactions
There’s a one-time fee of $50 MXN to issue the card. Additional charges may apply for ATM withdrawals and balance inquiries.
OXXO deposits are free, but using non-network ATMs incurs a small fee. There are no monthly maintenance charges, making it cost-effective.
Minor processing fees may apply to any additional services, like transfers. These fees are low, ensuring the card stays affordable.
Interest Rates
The card operates as a prepaid debit option. This means no interest rates apply to your balance.
You only spend what you load onto the card. Penalties may apply for overdraft situations or failed payments.
Be sure to check any updated fees or terms on Citibanamex platforms. Managing your funds wisely avoids unnecessary costs.
Using the Card for Purchases
The card can be used for shopping, online payments, or cash withdrawals. It’s designed to make transactions simple.
How to Use the Card?
The card can be used at OXXO stores, Visa-enabled merchants, and ATMs. Enter the card number and CVV like any debit card for online purchases.
To withdraw cash, visit ATMs or participating stores. Ensure your card has sufficient balance before transactions.
Keep your PIN secure for safety at all times. The card makes managing your daily finances straightforward.
Security Features for Safe Transactions
Security is crucial for managing finances. The card uses a PIN for transactions, and the Citibanamex app lets you block it instantly if lost.
Transaction alerts provide real-time monitoring, while encryption secures online payments. These features protect your funds and ensure safe usage.
Bank Support and Contact Information
For help, call the Telephone Service Center at 55 4631 2669 or *4444 on Telcel. Support is available during business hours.
Have your account details ready for faster service. Get quick solutions for card-related issues.
Disclaimer: Citibanamex ended its agreement with OXXO in April 2021. For the latest updates, check the Citibanamex platform.
Wrapping Up: How to Order the Saldazo OXXO Credit Card Online?
Ordering the Saldazo OXXO credit card is fast and simple. Activation is easy using the app or customer support.
Knowing the requirements and fees makes the process smooth. The card offers secure transactions and reliable use. It’s a practical tool for everyday finances.
