Andbank’s Visa Solidaria card allows individuals to make a positive impact with every purchase.
Issued by one of Andorra’s top financial institutions, this card automatically contributes to charitable causes, making it easy for users to support global and local initiatives.
In this blog, the Visa Solidaria card’s features, benefits, and application process will be covered, showing how Andbank combines social responsibility with modern banking.
90 Years of Private Banking Excellence: Andbank
Andbank has been a cornerstone of private banking in Andorra for over 90 years. Since its founding in 1930, the bank has adhered to a simple but powerful principle: putting the client’s needs first.
Over the decades, Andbank has built a strong reputation for offering personalized financial services to both individuals and businesses, adapting to the ever-changing landscape of the global financial market.
Andbank's Commitment to Social Responsibility
Beyond its financial services, Andbank has long recognized its role in contributing to the social fabric of Andorra. Corporate Social Responsibility (CSR) is deeply embedded in the bank’s culture.
Andbank's approach to CSR goes beyond offering financial support.
It actively engages with local initiatives such as the Nostra Sra. de Meritxell Special School and the Xeridell Occupational Workshop, which focus on providing essential services to individuals facing social or financial challenges.
Key Features of Andbank’s Services
Andbank offers a diverse range of financial services to cater to the varying needs of its clients, both in Andorra and internationally. Here are the main services provided:
- Personal Banking: This includes savings and current accounts, loans, and mortgages, all designed to provide convenience and flexibility for individual clients.
- Business Banking: Tailored solutions for businesses, including business loans, corporate accounts, cash management services, and trade finance, help Andbank’s clients grow and manage their operations effectively.
- Investment Services: Andbank offers professional investment advisory services, guiding clients on the best strategies to manage and grow their wealth.
- Private Banking: High-net-worth individuals benefit from personalized financial planning, wealth management, and estate planning through Andbank’s private banking services.
- Digital Banking: Keeping pace with technological advances, Andbank has fully embraced digital banking. Their online and mobile banking platforms allow clients to manage their finances easily, anytime and anywhere.
The Andbank Visa Solidaria Card: A Card That Gives Back - Supporting Hospital Sant Joan de Déu
The Andbank Visa Solidaria card is a powerful tool for those looking to make a meaningful impact while going about their daily purchases.
Each time a cardholder uses the Visa Solidaria, 25% of the fees generated are donated to Hospital Sant Joan de Déu. This renowned institution provides care and medical assistance to those in need.
This initiative aligns with Andbank’s strong commitment to social responsibility, allowing cardholders to directly contribute to healthcare services in Andorra while enjoying the convenience and security of a top-tier credit card.
Key Benefits of the Visa Solidaria Card
The Visa Solidaria card offers a range of benefits that make it an attractive choice for those seeking both financial flexibility and social impact. Here’s a look at what makes this card stand out:
- Flexibility: The card provides various payment options, allowing cardholders to either pay off their balance in full at the end of the month or opt for more manageable monthly installments. This payment flexibility is ideal for users who want to tailor their financial management to fit their lifestyle.
- Maximum Security: The Visa Solidaria card is equipped with EMV chip technology, providing enhanced protection against fraudulent transactions. The bank implements methodical control systems to quickly detect and prevent fraudulent activity, offering cardholders peace of mind.
- Free Insurance: As part of its benefits, the Visa Solidaria card includes travel accident insurance for incidents occurring on public transport. This insurance coverage ensures cardholders are protected during their travels. (Detailed coverage can be checked through Andbank).
- Optional Anti-Fraud Insurance: For an additional €18.75 per year, cardholders can purchase anti-fraud insurance, which provides coverage for the loss or theft of the card, including purchases made, ATM withdrawals, and online transactions.
- Discounts at Local Petrol Stations: Cardholders enjoy discounts at petrol stations in Andorra, including those belonging to Artal Group, Cepsa, and Elf. There are also discounts at various affiliated shops across the country, making everyday purchases even more rewarding.
- Extensive ATM Network: With access to 23 ATMs in Andorra and more than 800,000 ATMs globally, cardholders can easily withdraw cash wherever they are, ensuring convenience on both local and international trips.
Additional Features of the Visa Solidaria Card
The Visa Solidaria card goes beyond just providing basic credit card functions. It offers a suite of features designed to make managing finances as simple and secure as possible:
- Payment Flexibility: Cardholders can choose how to pay for their purchases—whether it’s all at once at the end of the month or in manageable monthly installments based on a percentage or fixed amount.
- Personal Account Manager: Visa Solidaria cardholders receive detailed monthly, yearly, and, optionally, fortnightly transaction reports. These reports break down spending by transaction type, sector, and country, providing users with a clear overview of their finances.
- Contactless Payment: The card includes a contactless payment system, allowing users to make fast, secure purchases by simply tapping the card on a POS terminal. This feature offers ultimate convenience and speed for everyday transactions.
- Visa Secure: Online shopping is made safer with Visa Secure, which uses a personal code to authenticate the cardholder’s identity when making online purchases. This ensures that cardholders’ online transactions are secure and that they’re protected against fraudulent activities.
- SMS Notification Service: For added security and convenience, the SMS notification service alerts cardholders of purchases exceeding €50. The notification includes the amount spent and the store where the transaction occurred, helping cardholders keep track of their spending. The service costs €1 per month.
Emergency Assistance
In the event of a lost or stolen card, Andbank provides an emergency helpline for immediate support:
- Local Emergency Numbers: +376 739 039
- International Emergency Numbers: +34 913 62 62 00 (Spain), +1 800 847 29 11 (USA)
Anti-Fraud Insurance Coverage
The anti-fraud insurance provides comprehensive protection for cardholders. It covers losses or theft of the card, including:
- Purchases made with the card
- ATM withdrawals
- Internet or phone transactions
The coverage varies by card type:
- Electron Card: €1,500 per claim
- Classic Card: €3,000 per claim
- Gold Card: €6,000 per claim
- Platinum Card: €12,000 per claim
Cardholders can make up to 35 claims within 72 hours of the incident, and the claims must be filed within 45 days of the event. This coverage ensures that cardholders are financially protected in the case of card theft or fraud.
Andbank’s Other Card Offerings
Andbank provides a range of credit cards, each tailored to different needs and lifestyles. Here’s a brief overview of the options available:
- Visa Gold: High-limit card offering travel insurance, concierge services, and exclusive event access for premium users.
- Mastercard Platinum: Luxury card with airport lounge access, exclusive offers, and enhanced insurance for frequent travelers.
- Visa Classic: Simple, everyday card with a clear fee structure and basic benefits like purchase protection and travel insurance.
- Corporate Cards: Designed for businesses, these cards help manage company spending and financial operations with expense-tracking features.
Eligibility Requirements and Application Process
To apply for the Andbank Visa Solidaria, applicants must meet the following basic criteria:
- Residency in Andorra: Applicants must be residents of Andorra.
- Credit History: A solid credit history is preferred.
- Proof of Identity: Valid identification documents (e.g., passport, national ID).
- Proof of Address: Recent utility bill or official document confirming residence in Andorra.
- Income Verification: Proof of stable income may be required.
Application Process
Applicants can choose between two methods for applying:
- Online: The application can be completed directly on Andbank’s website for convenience.
- In-Person: Applicants can also visit any Andbank branch in Andorra to complete their application.
Approval Process
Approval for the Visa Solidaria card is typically fast, and only basic documentation is needed. Once submitted, the bank will review the application and notify the applicant of the decision.
Card Activation
Once approved, the card will be sent to the applicant. Activation is simple—just follow the instructions provided with the card to activate it online or by phone. Once activated, cardholders can begin using the card immediately.
Contact Information for Andbank
For any inquiries or assistance regarding Visa Solidaria or other services, Andbank provides multiple contact options to ensure prompt support:
Customer Support
For general questions or assistance, Andbank’s customer support team can be reached at:
- Phone: +376 873 300
Email Support
For email inquiries, you can reach out to Andbank at:
- Email: info@andbank.com
Card Loss or Theft
If your Visa Solidaria card is lost or stolen, it is crucial to act quickly. Contact Andbank immediately to report the issue:
- Andorra: +376 739 039
- Spain: +34 913 62 62 00
Conclusion
The Andbank Visa Solidaria card offers a unique blend of financial benefits and social responsibility. Not only does it provide a secure and flexible payment method, but it also supports meaningful causes through its charitable contributions.
Whether you're looking for convenience, security, or an opportunity to give back to the community, Visa Solidaria is a great choice for those residing in Andorra.
Disclaimer
The features and benefits of the Andbank Visa Solidaria are subject to change. For the most accurate and up-to-date information, contacting Andbank directly or visiting their official website is recommended.
