Andbank, a trusted financial institution in Andorra since 1930, offers a range of services for both local and international clients. One standout product is the Andbank Visa Viatge card, designed for frequent travelers.
This card provides discounts on dining, fuel, and hotels abroad, along with travel insurance and fraud protection. Ideal for those based in Andorra or regular visitors, the Andbank Visa Viatge card makes traveling easier and more affordable.
This article covers the card's benefits and how to apply.
Andbank Company
Andbank, established in 1930, plays a key role in Andorra’s financial sector. The bank caters to individuals and businesses by offering a wide range of services.
Its services include retail banking, private banking, corporate banking, investment management, and insurance, all aimed at providing customized financial solutions.
With a solid reputation built over decades, Andbank is a trusted choice for clients in Andorra and beyond.
Andbank Visa Viatge Card – Features and Interest Rates Overview
The Andbank Visa Viatge card is specifically designed for those who travel often. It offers a variety of benefits that cater to the needs of frequent travelers.
Cardholders can enjoy discounts on dining, hotel stays, and fuel purchases abroad.
The Andbank Visa Viatge card is designed to make traveling more affordable and convenient. As the country’s first travel-focused card, it offers exclusive discounts and security features that benefit travelers.
Advantages of the Andbank Visa Viatge Card:
- Discounts on Travel Expenses:
- 1% off payments at restaurants and airlines outside Andorra.
- 2% off hotel stays abroad.
- 3% off fuel purchases outside Andorra.
(Note: Discount reimbursements are subject to income tax.)
- Security Features:
- Maximum protection against fraud with EMV chip technology.
- Option to add anti-fraud insurance for €18.75 annually, covering lost or stolen cards.
- Free Travel Insurance:
- Travel accident insurance for public transport when using the Visa Viatge card.
- Global ATM Access:
- 23 ATMs in Andorra and over 800,000 worldwide for easy cash withdrawals.
Convenient Features:
- Deferred Payments:
- Pay for purchases at the end of the month or spread payments into fixed amounts or monthly installments.
- Contactless Payment:
- Quickly and securely pay by bringing the card close to the POS terminal.
- Visa Secure for Online Shopping:
- A personal code ensures secure online purchases by verifying the cardholder’s identity.
- SMS Notifications:
- Receive SMS alerts for purchases over €50. This service keeps cardholders informed on all transactions. (Cost: €1 per month)
Other Cards Offered by Andbank
Andbank offers a variety of Visa cards tailored to different needs and preferences:
- Visa Classic: A straightforward credit card ideal for everyday use, providing basic benefits such as secure payments and global ATM access.
- Visa Platinum: Designed for those who need more extensive benefits, this card offers higher credit limits, additional travel insurance, and premium customer support.
- Visa Oro: A gold-level card providing exclusive benefits such as travel perks, higher cashback rates, and personalized service for frequent travelers and high-spending customers.
- Visa Solidaria: A card focused on social responsibility, where a portion of the cardholder’s spending is donated to charity, making it ideal for those who want to support causes while using their card.
How to Apply for the Andbank Visa Viatge Card
Applying for the Andbank Visa Viatge card is a simple process. Here’s how to apply:
Submit Your Application:
- Applications can be completed online via Andbank’s website.
- Alternatively, visit any Andbank branch in Andorra to apply in person.
Provide Required Documents:
- Proof of identity: Passport or national ID.
- Proof of address: Utility bill or similar document.
- Proof of income: Recent pay slip or tax return.
- Residency status: Required for Andorra residents.
Approval and Card Delivery:
- After submission, Andbank will review your application and notify you of the decision.
- The Visa Viatge card will be delivered to your address within a few business days if approved.
Eligibility Requirements
Applicants must meet the following criteria:
- Be a resident of Andorra or a frequent traveler to and from Andorra.
- Have a good credit history.
- Be over the age of 18.
- Meet Andbank’s income and financial requirements.
How to Properly Manage Your Andbank Visa Viatge Card
The Andbank Visa Viatge card is a great tool for travelers, offering various benefits to make international trips more affordable and secure.
To fully maximize the advantages and avoid unnecessary fees or issues, it’s important to manage your card wisely.
Here are some essential tips to help you make the most out of your Andbank Visa Viatge card.
Track Your Spending
Regularly monitor your expenses to ensure you stay within your budget. Use Andbank’s mobile banking app or online banking to check your transactions in real time. This helps you avoid overspending and stay aware of any unexpected charges.
Pay Your Balance on Time
To avoid late payment fees and interest charges, always make sure to pay your balance on time.
Set reminders or schedule automatic payments to avoid missing due dates. This helps maintain a healthy credit score and keeps your finances on track.
Take Advantage of Travel Discounts
Use your card for travel-related expenses, such as dining, hotels, and fuel, to take full advantage of the card’s discounts.
The 1% off restaurant bills, 2% off hotel stays, and 3% off fuel purchases outside Andorra can add up quickly, helping you save during your trips.
Use the Contactless Payment Feature
For quick, secure payments, use the contactless payment feature. This allows you to make payments simply by tapping your card on the payment terminal, saving time and reducing the risk of card handling errors.
Enable SMS Notifications
Sign up for SMS notifications to stay informed about your transactions. This service alerts you whenever a purchase over €50 is made, giving you peace of mind and helping to identify any unauthorized charges immediately.
Consider Adding Anti-Fraud Insurance
For additional security, consider subscribing to the anti-fraud insurance. For €18.75 annually, this coverage protects you in case your card is lost or stolen, covering fraudulent transactions, ATM withdrawals, and even online purchases.
Keep Track of Your Rewards and Benefits
Stay updated on any ongoing rewards or promotions tied to your Visa Viatge card. By checking your benefits periodically, you can ensure you’re taking advantage of all available perks, including discounts on purchases and special offers for travelers.
Contact Information
For inquiries about the Andbank Visa Viatge card or any other banking services, you can reach Andbank through the following channels:
- Website: www.andbank.com
- Phone: +376 873 300 (Andorra)
- Email: info@andbank.com
- Office Address: C/ Manuel Cerqueda i Escaler, 4-6, AD700 Escaldes-Engordany, Andorra
Customer support is available to assist with any questions or concerns regarding the Visa Viatge card.
Disclaimer
The information provided in this article is for informational purposes only. Andbank Visa Viatge card benefits, terms, and conditions are subject to change.
For the most up-to-date details and to confirm eligibility, please visit Andbank’s official website or contact the bank directly.
Conclusion
The Andbank Visa Viatge card offers valuable benefits for frequent travelers, including discounts on dining, hotels, fuel abroad, travel insurance, and fraud protection.
With global ATM access, a contactless payment system, and additional security features, this card enhances the travel experience while helping save money.
If you travel often and want to enjoy these perks, consider applying for the Andbank Visa Viatge card. Visit Andbank’s website or contact their customer support for more details on how to get started.
