ASDA Money Credit Card – Apply Now and Start Saving with Exclusive Discounts

The ASDA Money Credit Card offers a simple way to save more while shopping.

With exclusive discounts and cashback rewards, it’s designed to benefit frequent ASDA customers and everyday spenders alike.

This guide explains how the card works, who is eligible to apply, and how to start using it for smarter savings.

Key Benefits of the ASDA Money Credit Card

The ASDA Money Credit Card helps you save while earning rewards. It offers valuable features for both ASDA and everyday spending.

• Cashback at ASDA: Earn cashback on all in-store and online ASDA purchases.
• Earn Points on Daily Spending: Receive points when using your card at fuel stations, restaurants, and more.
• ASDA Rewards App: Link your card to easily track points and redeem offers.
• Contactless & Mobile Pay: Pay quickly with Apple Pay or Google Pay.
• Fraud & Security Alerts: Get real-time alerts and freeze your card if needed.
• Flexible Repayments: Choose to pay the minimum, a fixed amount, or your full balance.

Who Can Apply

Before applying, ensure you meet the basic requirements.

Here’s who’s eligible to apply:

• UK residents aged 18 or over: Applications are open to anyone living in the UK who is at least 18 years old.
• Sufficient income and financial standing: You’ll need to share your income, job status, and expenses. A good credit history helps your chances.
• UK bank account and contact number: You must have a UK-based bank or building society account and include a mobile or home phone number.
• Address history for the past three years: Expect to provide your address history covering the previous three years.
• ASDA.com account: You need to register for an ASDA online account (you can do this during the application process).

How to Apply for the ASDA Money Credit Card

It’s easy to apply online if you meet the basic requirements. Ensure your documents are ready before you start. Follow these simple steps:

1. Check Eligibility First: Use the online checker for a soft credit check. It won’t impact your credit score.
2. Start Your Application: Go to the ASDA Money Credit Card page. Sign in or create an ASDA.com account.
3. Fill in Your Details: Add your income, job, and past three years of address history. You must be 18 years or older and a UK resident with a UK bank account.
4. Submit for a Soft Check: ASDA reviews your information and displays your likely APR and credit limit.
5. Complete Full Application: If you continue, they’ll run a hard check. Then, review and accept the terms.
6. Receive Your Card: If approved, your card will be sent to you by post within 7–10 business days.

Interest Rates and Fees

Knowing these can help you avoid extra costs and manage your spending better.

Here’s a quick look at the main fees and interest rates for the ASDA Money Credit Card:

• Representative APR: 27.9% variable – actual rate depends on your profile.
• Interest-free period: Up to 56 days on purchases if you pay your full balance by the due date.
• Foreign purchases: A 2.99% fee applies to non-sterling transactions.
• Cash withdrawals: 3% handling fee (min. £3) plus interest from the withdrawal date.
• Late payment fee: £12 per missed payment.
• Over limit fee: £12 if you exceed your credit limit.
• Balance transfer fee: Typically 0–3%, depending on current offers, and disclosed during the request.
• Paper statement fee: £5 per paper statement.
• Annual fee: £0

Managing Your ASDA Credit Card

Keeping your card in order is simple with the right tools. Here are the main ways to stay on top of your spending and payments:

• Register for Online Access: Sign up for online banking to track spending, view statements, and manage your account 24/7.
• Use the ASDA Money App: Monitor your balance, check recent transactions, and receive alerts directly on your phone.
• Set Up Direct Debits: Automate payments to avoid missing due dates or incurring late fees.
• Enable Alerts and Reminders: Stay informed about due payments, spending limits, and unusual activity to maintain control.
• Review Your Monthly Statements: Check each bill for accuracy and flag any unfamiliar charges right away.
• Freeze or Report Lost Cards Quickly: Use the app or call support to freeze a card or report it lost/stolen.

Understanding Your ASDA Rewards Integration

Your ASDA Money Credit Card works seamlessly with the ASDA Rewards app.

This helps you earn and track points with every eligible purchase. Here's how the integration benefits you:

• Automatic Reward Tracking: Purchases made with your card at ASDA earn points that appear in your ASDA Rewards app.
• Simple Redemption Process: Use your points as money off future shops or convert them into vouchers through the app.
• Real-Time Balance Updates: Check your rewards balance and recent transactions instantly in the app.
• Exclusive Cardholder Offers: Gain access to limited-time offers and bonus point promotions exclusive to ASDA card users.
• Linked Account Management: Manage your ASDA Rewards and credit card in one place for added convenience.
• No Extra Steps Required: Once linked, the app automatically syncs with your card activity—no need to input purchases manually.

Tips to Maximize Savings with Your Card

Using your ASDA Money Credit Card wisely can help you save more each month.

These tips will help you get the most out of your rewards and avoid extra costs:

• Use the Card for All ASDA Purchases: Always pay with your ASDA Credit Card at ASDA stores or online to earn maximum cashback.
• Pay Your Balance in Full Monthly: Avoid interest charges by clearing your full balance each month.
• Take Advantage of Promotions: Watch for bonus point events and seasonal cardholder discounts.
• Link to the ASDA Rewards App: Track your points and redeem them easily for store savings.
• Avoid Cash Withdrawals: Refrain from using the card for cash transactions to prevent high fees and instant interest.
• Set Up Spending Alerts: Use the app to set alerts and stay within your budget.

Customer Service and Support

If you have questions or need help with your ASDA Credit Card, their support team is available to assist you. Here are the main ways to get support:

Call Customer Service

• Reach them at 0800 952 4964 during business hours for help with your card, payments, or account issues.

Use the ASDA Money Website

• Visit money.asda.com to access FAQs, guides, and your online account.

Live Chat Support

• Get real-time assistance through the live chat option available on the website.

Secure Messages via an Online Account

• Send and receive messages securely when logged into your ASDA Money account.

Report a Lost or Stolen Card

• Call immediately or use the app to freeze or cancel your card.

Mailing Address for Inquiries

• Write to ASDA Money, PO Box 105065, London EC2N 2BR, for postal queries.

Conclusion – Start Saving with ASDA Today

The ASDA Money Credit Card offers real value through cashback, rewards, and exclusive discounts.

It’s a smart option for regular ASDA shoppers who want to save more on everyday purchases.

Apply now to start earning rewards and make your spending go further.

Disclaimer

Credit is subject to status, affordability checks, and eligibility criteria.

Terms and conditions apply—please review all details on the official ASDA Money website before applying.